FAQ's

The most commonly asked Questions about Commercial Claims.

Commercial Claims FAQs

How does my deductible work?

How do I start my claim?

Insurance Companies will settle your claim by giving you a check minus your deductible amount.

IE: A $10,000 claim with a $500 deductible.

You receive a final payment of $9500.

You can start a claim 2 ways. Call our office to discuss your situation or contact the insurance company directly using their 24-hour reporting hotline. You can find those claim reporting telephone numbers in our claim service section of our website.

Who do I call if i need immediate help to prevent more damage?

What happens if I lose power to my freezer and I loose all the food I had stored?

We have trusted partners that we recommend for things like fire & water damage restoration. Visit our claims services section to learn more. They will begin protecting and minimizing damage right away.

Yes this would be covered under your policy. The downside is that it's subjected to your deductible. You would need a significant loss of food for it to be worth reporting a claim.