Q: If I apply am I bound to paying for the policy?
A: No! you have 30 day from once the Insurance Company offers you a policy to accept. ( This is called the Free Look Period.)
Q: Will the price change?
A: The price that you are quoted is subject to change based on health and underwriting guidelines. While we aim to provide the most accurate price upfront its always best to apply and let the insurance company make you an offer. You can always refuse or chose other options.
Q: Can I increase the amount of insurance after the policy is issued?
A: Sometimes Based on the amount of coverage you are applying for certain medical exams are required. if you decide you want more than desired you may have to complete additional underwriting and or medical exams.
Q: When does my coverage start?
A: Once you complete the telephone interview and as long is submit electronic payment the insurance company will provide you temporary insurance coverage while in the underwriting process.