If you’re entering the responsible adult stage of life and you’re getting married or having a baby there are 2 types of life insurance you should consider term life insurance & Permanent life insurance. The difference in the 2 is how long they last & what they cost. Term life insurance is the easiest to understand. You can compare it to renting your apartment. Pay your rent every year when you move out you have nothing. Permanent Life Insurance is like owning you home pay your mortgage every year and if you sell your house you cash out equity. The cost difference in these 2 types of policies are significant Term life insurance would cost you approximately $15 per month for $250,000 in coverage the same policy if it were a permanent policy would be approximately $100 per month. We can find a way to lower your current insurance portfolio to offset the cost of these types of policies. Please visit www.trovatoassociates.com or call / live chat with one of our advisors today.